My new bycicle

Last Sunday one of my roommates gave me the advice to buy a bycicle and gave me the newspaper of last Saturday in which private ads were published. So with my roommate I was looking for a cheap bycicle ... I found one for $ 100 which looks quite good and I decided to visit the seller on Monday.

After visiting some of my roommates shops (he has four dollar-shops in Winnipeg, lots of cheap stuff can be bought there (gift cards, spices, party materials, decoration and so on)) he gave me a ride to the vendor of the bycicle. We were a bit surprised, the seller was a blue-collar worker with tattoos on both arms and long hairs and had a bit a scruffy ("ungepflegt") appearance. The price of $ 100 was binding, but it was fair because the bicycle was almost new. Afterwards I went buy a lock and some lamps/luminaries and I spent most of the eve "pimping my bicycle" *smile*
Now it will be better because I can move/go out even if there are no buses running ...

Yesterday I had to attend some administrative affairs, among other things I had to pay my fee at university. In fact because of an agreement with my school in Switzerland I have to pay no tuition fee but health insurance is mandatory (included in this fee) even if I'm insured in Switzerland - so I feel bad to pay over $ 400 for nothing ...
Later I was checking my canadian bank account and the bank employee had to give me some explanations about charges (20 transactions (drawings on own bancomats (ABM), payments (even in shops), inpayments ...) are free, every additional transactions costs $ 0.60, for a drawing at another bank they charge me $3 !!!). It seems that Canadians have to pay more charges than we do, instead they have higher interest rates.

Today I had only one lesson, most of my free time I did accounting homework. We are going really fast through the chapters of the book - unbelievable to me - it must be really hard for beginners! Also I heard that 40% will fail the exam. I still hope that's not true for me ...